ATMs are common and it's easy to exchange money. Credit cards are accepted at more expensive establishments.
- Tipping a set percentage is not expected in Bali, but if the service is good, it’s appropriate to leave at least 5000Rp or 10% or more.
- Hand cash directly to individuals (taxi drivers, porters, people giving you a massage, bringing you a beer at the beach etc) to recognise their service; 5000Rp to 10,000Rp or 10% to 20% of the total fee is generous.
- Most midrange and all top-end hotels and restaurants add 21% to the bill for tax and service (called ‘plus plus’).