Togo in detail

Money and Costs


Bargaining is common in Togo. Supermarkets, restaurants, hotels and buses have fixed prices, but expect to haggle for items at markets as well as fares for taxis, bush taxis and taxi-motos (motorcycle taxis), also called zemi-johns.


Togo uses the West African CFA franc. Major towns have Visa ATMs. A few upmarket hotels take credit cards but otherwise cash is king.


You'll find Visa ATMs in major towns. Only Banque Atlantique in Lomé accepts MasterCard.

Changing Money

The best foreign currency to carry is euros, which are easily exchanged at any bank or hotel.

Exchange Rates

Euro zone€1CFA656
New ZealandNZ$1CFA415

For current exchange rates, see


  • Restaurants Tipping is not the norm at local restaurants. In upmarket spots, 10% is the usual.
  • Guides Giving your guide 5% to 10% is reasonable.

Travellers Cheques

Travellers' cheques cannot be changed in Togo.


West African franc (CFA)

Daily Costs

Budget: Less than CFA40,000

  • Hotel room: CFA14,000
  • Local beer: CFA500
  • Zemi-john ride: CFA300

Midrange: CFA40,000–70,000

  • Hotel room: CFA30,000
  • Two-course dinner: CFA4000
  • Drink in a bar: CFA1700
  • Intercity bus ride: CFA6000

Top End: More than CFA70,000

  • Hotel room: CFA52,000
  • Two-course meal: CFA12,000
  • Cocktail: CFA2000
  • 4WD with driver, per day: CFA46,000