You can spend as much or as little as you want in Crete. At the budget end of the spectrum, you're aided by the island's size and popularity, which means options are many.

With some planning and shopping around, you can get good deals on transport and accommodation. Once there, buses provide affordable transport, while the most interesting towns and beaches are best explored on foot. If you need a car, there are ways to beat those high rental prices as well.

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Eat like a local and buy the excellent and much-vaunted Cretan produce and foods for meals and picnics you prepare yourself. And if you still need more inspiration, most of the ornate and historic churches are free.

Decide between the ferry and a plane to Crete

If you're coming to Crete from Athens, there are many fast ferries to Iraklio and Hania in summer. From November to April, there is at best one boat daily on these routes. The trips take 9 to 12 hours and tickets can cost well under €50 – more if you want a cabin for an overnight trip.

Alternatively, you can fly from Athens for under €100. Which way you get to Crete will end up being a decision between cost and time. Ferries are more hassle-free than flying and some people enjoy lounging on deck and lingering over cafeteria-style meals.

Where ferries offer a real advantage is on trips between Crete and other islands. From late April through October, a network of routes – mostly from Iraklio – radiate out across the Aegean. You can be in Santorini (Thira) in as little as two hours and for less than €70. Airfares for flights to other islands such as Rhodes are priced to reflect the convenience offered as opposed to luring in the punters.

Find a cheap flight

Neither of Crete's two airports at Iraklio and Hania is notably cheaper for flights than the other. Rather, decide which one works for you depending on where you're going on the island.

Iraklio does have more flights than Hania, especially ones from around Europe. Fares to Crete are cheapest in summer when options are many. But, be sure to book as early as possible as flights fill up, particularly in July and August, the peak months for tourism. Conversely, the number of flights to the island plummets in winter, so don't expect to find bargains then.

A woman swings a young boy around as they laugh on the beach in Crete.
Traveling during shoulder season means you could wind up having Crete's beautiful beaches to yourself © Kseniya Sharapova / Getty Images

Travel in shoulder season

Package deals for travel to Crete in the high season are priced to be competitive with other sunny resorts around the Mediterranean. But given the volume of travel in the summer, there are few real bargains.

The best time to save money on a trip to Crete is in the shoulder season, which is April to June, and September and October. During these months, the weather is warm and sunny and almost all tourism-related businesses like hotels are open. Yet with visitor numbers fewer than in July and August, prices are designed to lure people to the island.

It's always worth shopping around for bargains during the shoulder season months.

Look beyond the obvious to save money on accommodations

Crete has plenty of hotels and resorts with stunning ocean views, but you'll pay for the pleasure. In resort towns, look for apartments and small hotels back from the beach. That 10-minute walk can save you lots of euros every day. Popular towns like Hania and Rethymno have excellent hostels.

And consider off-beat destinations like villages back in the mountains such as Spili where lovely, simple doubles can be had for €50. Look for off-the-beaten-track beaches such as fabulous Falasarna, where hotel prices still reflect its less-visited status.

Scroll beyond the obvious choices on sites like Airbnb and for small family-run accommodation. You'll not only be rewarded with cheaper prices but also a warmer welcome.

Because of the scorching heat and blazing sun during summer, camping is not a popular option in Crete (and in winter it's blustery, cold and rainy).

Ride the bus

From April to October you can get almost anywhere in Crete with public buses. Two websites provide schedule and fare information: one is for western Crete, with service centered on the major city of Hania, while the other covers services in central and eastern Crete, with service centered on the capital of Iraklio.

On busy routes such as those linking the main cities of the north coast, there is frequent bus service year-round. Service into the mountains and to the more remote beaches can be infrequent, even in summer, so it's worth spending time checking schedules to plan out your journeys.

Buses are air-conditioned and most have free wifi – fares are usually around €10. 

Consider your rental car strategies

Renting a car in Crete is much like renting a car any place else in the world these days: expensive. But if you're strategic, you can still enjoy the freedom of your own wheels, without breaking your budget.

Look for package deals that include a rental car with accommodation. These sorts of deals can offer the best savings for your combined room and car budget if you want your own wheels for your entire visit. If booking your car separately, start your search as far in advance as possible. Last-minute deals are rare.

Consider sharing your rental car with as many people as you can fit in it. For instance, the bus fare from Hania to the magnificent beach at Elafonisi is €11 each way. For four people, that's €88 for one day's outing, which can rival the cost of a cheap rental.

You can wait and only rent a car when the freedom is really important, such as when exploring mountain villages or touring Iraklio's wine region. Ask at your accommodation for local sources of rental cars. You may find that the owner has a cousin ready to make a deal for a car that would otherwise sit empty for a day.

Eat like a Cretan

The simplest way to find cheap and good eats? Ask a resident! People working low-paid summer jobs all need to eat and they often are happy to share their off-the-beaten-path souvlaki stands, scent-filled bakeries and budget cafes.

No matter how popular and touristy a town, a quick jaunt down back alleys away from the waterfront or flower-bedecked squares will often yield excellent options for a meal.

A group of women around a table laden with fresh produce and surrounded by fairy lights in the evening in Crete
Take advantage of Crete's incredible markets and prepare your own meals to save money © SolStock / Getty Images

DIY your meals

Every town has a market – often daily – where Crete's superb produce and prepared foods are sold. This is the best way to enjoy the island's famous local foods (even the olive oil is divine) and just browsing the stalls and the offerings of vendors is a mouth-watering delight.

Since some of the best-value accommodation often includes self-catering kitchens, you're well-equipped to prepare your Cretan treats. With or without cooking facilities, fridges are common in rooms, so at the very least you can assemble lovely picnics before you head out for the day.

Go independent on the beach

It's easy to rent a beach umbrella and lounger on almost any of Crete's wonderful beaches, but this can cost €10 or more a day. In summer, the most popular beaches are jammed with umbrellas and well-oiled bodies packed in like sardines. Instead of joining every other sunworshipper, bring a couple of beach towels – one to lie on, one for your head – and walk away from the crowds. At almost every beach, a mere 10-minute walk will give you plenty of sandy real estate to call your own.

Some beaches such as Vaï and Preveli have native palms that not only provide shade but a uniquely tropical ambiance.

Days at the beach are also the best times to enjoy a picnic lunch. Sure, savoring a platter of fresh seafood at a waterfront taverna is the stuff of holiday fantasies, but you'll pay for the convenience.

A group of friends hiking up a rocky trail in the sunshine in Crete
Hiking is a great way to explore Crete's beautiful countryside and it's completely free © SolStock / Getty Images

Strap on those walking shoes

Wandering the evocative, charming and historic lanes and alleys of the old towns of Hania and Rethymno costs nothing and can be highlights of your trip. The same goes for any of the other oodles of villages, both on the coast and in the mountains.

Many beaches have walking and hiking trails that take you to remote, uncrowded beaches or archeological sites. Two examples are Falasama and Kato Zakros. In fact, you'll find hiking trails almost anyplace you go across Crete.

Daily costs

Here are the prices of common goods and services in Crete:

- Hostel bed €12-15 

- Basic room for two €45-60

- Self-catering apartment €50-150 

- Bus ticket €2-15 

- Coffee €2-4

- Souvlaki sandwich €6 

- Dinner for two €30-100 or more 

- Beer/pint at the bar €5

- Platter of anthoi (stuffed zucchini flowers) from €10 

- Beach umbrella and lounger rental €10 

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