India and Pakistan both dispute ownership of the Kashmir Valley, and political violence can flare up without warning. Because of ongoing security problems, many foreign governments advise against all travel, or all but essential travel, to areas outside the cities of Srinagar and Jammu, and your travel insurance may be invalid if you ignore this advice.
Welcome to Jammu & Southern Kashmir
Jammu, the hub of J&K’s predominantly Hindu southern region, swelters at the edge of the plains. Its self-billing as the 'city of temples' is somewhat overblown, and the floods of yatri (Hindu pilgrims) who constitute the vast majority of the region's tourists pass quickly through en route to Katra (April to June and October to December), Gulabgarh (August) or Amarnath (July) via Pahalgam.But the region has...