India and Pakistan both dispute ownership of the Kashmir Valley, and political violence can flare up without warning. Because of ongoing security problems, many foreign governments advise against all travel, or all but essential travel, to areas outside the cities of Srinagar and Jammu, and your travel insurance may be invalid if you ignore this advice.
Welcome to Jammu & Southern Kashmir
The state’s predominantly Hindu southern region swelters at the edge of the plains. Floods of yatri (pilgrims) arrive en route to Katra (April to June and October to December) and Amarnath (July) but foreign visitors are rare