Travel insurance
If you’re an EU citizen, a European Health Insurance Card, available from health centresor, in the UK, post offices, covers you for most medical care in public hospitals. It will not cover you for non-emergencies or emergency repatriation home. So even with the card, you will still have to pay for medicine bought from pharmacies, even if prescribed, and perhaps for a few tests and procedures. The card is no good for private medical consultations and treatment in Spain; this includes virtually all dentists, and some of the better clinics and surgeries. Citizens from other countries should find out if there is a reciprocal arrangement for free medical care between their country and Spain. If you do need health insurance, strongly consider a policy that covers you for ambulances and the worst possible scenario, such as an accident requiring an emergency flight home.
Find out in advance if your insurance plan will make payments directly to providers or reimburse you later for overseas health expenditures; if you have to claim later make sure you keep all documentation. The former option is generally preferable, as it doesn’t require you to pay out of your own pocket in a foreign country.
Worldwide travel insurance is available at www.lonelyplanet.com/travel_services. You can buy, extend and claim online anywhere – even if you’re already on the road.
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