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Travel insurance

A travel insurance policy to cover theft, loss and medical problems is a good idea. There is a wide variety of policies available, so check the small print. EU citizens on public-health insurance schemes should note that they’re generally covered by reciprocal arrangements in France.

You may prefer a policy which pays doctors or hospitals directly rather than you having to pay on the spot and then claim it back later. If you have to claim later make sure you keep all documentation. Ensure that your policy covers ambulances or an emergency flight home.

Paying for your airline ticket with a credit card often provides limited travel accident insurance, and you may be able to reclaim the payment if the operator doesn’t deliver. Ask your credit card company what it’s prepared to cover.