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Insurance

Worldwide travel insurance is available at www.lonelyplanet.com/travel_services. You can buy, extend and claim online anytime – even if you’re already on the road.

A good travel insurance policy covering theft, loss and medical problems is essential. Some policies specifically exclude designated ‘dangerous activities’ such as scuba diving, so make sure the policy you choose fully covers you for your activity of choice.

You may prefer a policy that pays doctors or hospitals directly rather than requiring you to pay on the spot and claim later. If you have to claim later make sure you keep all documentation. Check that the policy covers ambulances and emergency medical evacuations by air.