Insurance is a must for Vietnam, as the cost of major medical treatment is prohibitive. A travel insurance policy to cover theft, loss and medical problems is the best bet.
Some insurance policies specifically exclude such ‘dangerous activities’ as riding motorbikes, diving and even trekking. Check that your policy covers an emergency evacuation in the event of serious injury.
If you're driving a vehicle, you need a Vietnamese insurance policy.
Worldwide travel insurance is available at www.lonelyplanet.com/travel-insurance. You can buy, extend and claim online anytime – even if you’re already on the road.