Co To Island, a magnet for vacationing middle-class Vietnamese (and, increasingly, Chinese), is home to Bai Tu Long Bay's widest spread of accommodation. Most is found in Co To Town, a brief walk from the island's pier, but there are also many small beachside hotels in other parts of the island. Rates go up from Friday to Sunday.
Co To Town's two main streets are home to a generous spread of restaurants, both simple and seafood. Other beaches also have stalls and restaurants, but most of these are only open during the summer months.