refund of credit card fees

1 800 945 9890
fees based on foreign transactions, including purchases and atm withdrawels from feb 1, 1996 to nov 8 2006
request easy refund form of $25 if you traveled outside usa for less than one week. or foreign transactions of less than $25,000 using your credit cards.

blue form for longer periods of time outside usa.

My form came in today's mail.
My packrat tendencies have finally been rewarded! I knew I was saving all those old household calendars for a reason. I'll go and turn pages of 10 years' worth and count up the days abroad. Maybe I'll get enough of a refund for taxi fare to the airport for the next trip.

Can anyone explain us non-USAnians what this is about? Result of a class action suit or something?

What did they do that was wrong?

Yes, it's a class action suit against Mastercard, Visa, and Diners Club. It covers 1996 - 2006. There are 3 options:

A - take $25 (suggested if you have traveled less than 1 week or spent under $2,500 during that period)

B - count the number of days abroad that you've spent during that period and list what the main purpose of your trip was. The max you get back is 1% of what they estimate you would have spent based on the number of days abroad.

C - detail your trips (not sure about receipts). Max back is 3% of spending estimate.

I don't have the letter in front of me, but I think that's what it said. I got it in the mail this week.

They raised international transaction fees, or imposed new ones, with no notice to cardholders, as I recall.

Yes, affirming what I wrote above.

I just submitted #2 online. I wonder how much I'll get and when.

I did a little digging & this only applies to cards issued in the US. See: http://www.ccfsettlement.com/faqs/#top for more information.

Thanks very much for this information. I had no idea at all.

CK