I will be living in Mae Sot Thailand for 6 months, with a Macbook Pro. I am a designer and will be doing a lot of work while there, so it's not just an internet machine. I've been to Mae Sot before and know how safe it is, but I guess because it's for much more than email (and of course extremely expensive) I'm quite worried about loss. More so than damage, really...I think I'll be very careful with it due to paranoia.
I've actually never owned a laptop before (prefer desktops), so this is all new to me. Nor do I ever travel with anything expensive--I use a 25-year-old film camera, for example. I will take a few trips while I am there but as per usual for my travels, I will NOT be traveling with it--I will only be using it in Thailand. Mostly I will probably use it at home (which will be a guesthouse at first but I will be looking for something cheaper), and at my "office" which is a shop, not a formal office. I doubt I'll be taking it to tea shops or anything.
Anyway, my point is--should I be getting separate laptop insurance, or is travel insurance with up to $1500 coverage for baggage and personal effects enough? Some state specifically that $1500 is a total coverage amount but only $250 per item or so (I was looking at STA, which doesn't have that written out specifically, though). If separate laptop insurance is recommended, are there companies that you'd recommend? Stuff I've found from Google seems to be domestic-only.
