none of my credit cars offer such long term insurance and i cannot split the contract into two rentals. only AMEX offfers special plan for 42 days at extra cost however, i need 50 days. Any suggestions are welcome!!!
1
roadwarrior
Metemp, I'm sure that Frank (the OP) knew that the rental agency would offer coverages. He's trying to find a cheaper option because coverages purchased from rental agencies tend to be expensive. So the question isn't dumb at all.
Frank, the first thing that you should check is your own auto insurance policy, assuming that you have one. Some (not all) of them provide coverage for rental cars driven abroad.
You really should try to split the rental in order to get the LDW benefit from your credit card company. (The limit is usually 21 days for rentals outside the US, if I recall correctly.) I would confirm that this isn't possible, and not just assume it.
Otherwise, you might want to negotiate directly with the rental agency. That's a very long rental, so you should have some bargaining power. Deal with a manager in the branch location, and not just with the regular customer service rep.
If you were traveling to France, I'd suggest doing one of the long-term rental programs through the French automakers, as those are exempted from VAT. But I'd be loathe to recommending taking a left-hand drive car into the UK, unless you have an alert passenger and a real sense of adventure...
To translate #2 into American for the OP, "excess" in the UK is the same as is "deductible" in the US.
2
roadwarrior
Are you really so angry these days that you can't properly read the guy's post?
>>>What the op actually meant to ask is, What credit card provides free rental car insurance coverage for 50 or more days in the UK?
He never said that. He's looking for some sort of coverage, and indicated that his credit cards won't provide it. He's asking how he might obtain such coverage, by whatever means.
What he wasn't clear about is that he seems to be referring to LDW (aka CDW), which is what US and Canadian credit cards provide. The credit cards don't provide liability coverage, but this does not seems to be widely understood.
The question was not dumb, but you were unnecessarily hostile. I don't get it -- this is not an unusual problem, yet the question is not readily addressed with a quick online search, so it seems well suited to this site.
3
gawkabout
Car renters isolate themselves from one of the most valuable experiences of travel. On trains we have time for conversations with folks of various nationalities.
I assume you´re going overseas to do miore than just confirm pictures in old books.
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WE TRAVEL TO LEARN, WHETHER WE THINK SO OR NOT. pARTIALLY ABOUT OURSELVES.
6
frank_10b
have you people ever heard of ¨"If you have nothing nice to say don't say anything at all"
In fact, there is an AMEX platinum issued to UK cardholders that covers up to 120 days. So, perhaps Metempsychosis you should say "none that I know of" rather than there are none. And anyone who is so naive as to consider buying car insurance through the car company....
Thank you RoadWarrior for actually attempting to answer the question. Normally I would split the rental ,but I have an astounding rate (about $4/day) so I dont want to lose it.
7
lizac
OP...need to check on the Platinum card option. Some hire car comapnies will not let you out without their basic insurance (hence why I suggested covering the excess and beyond third party). For corporate accounts it is fine. In addition, (not sure on this one), I think the card does not fully cover the car insurance
8
roadwarrior
The OP was fine. Nobody with half a brain, i.e. anybody who has experience with rental cars, would assume that buying rental coverage from the rental agency for an extended period is the most cost effective option.
On the other hand, Metemp, you're being unnecessarily belligerent. For whatever reason, this seems to be your typical modus operandi as of late, to which I'd say -- look in the mirror, and figure it out.
9
roadwarrior
If you were trying to convince anyone of your lack of belligerence, I'd say that #18 missed the mark.
>>>Nobody with half a brain would assume that everyone in the world would guess that the OP was talking about free credit card coverage.
It's fairly obvious that at least I understood the OP's post. It wasn't difficult, particularly that he had said:
<blockquote>Quote
<hr>none of my credit cars offer such long term insurance <hr></blockquote>
Given that he mentioned his credit cards, I'd say that it was pretty clear that he was discussing his credit cards.
Seriously, what in the hell is wrong with you these days?
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