LOL, oh Meddler, don't try to write about what you know little about.
Why would anyone retire at 43. Answer, because I could.
My finances 20 years later are better than when I retired. Believe it or not. I have been able to move countries when I felt like it. Each move costs money. We are about to move yet again. This time to Ontario. My wife has now seen enough of the west and would like to see the East for a few years. Meeting bills is not an issue, my income exceeds my needs by a fair margin.
Most of central and western Canada aspires to retire in the Okanagan. Most can't afford to as real estate prices are among the highest in Canada. We bought a condo for the convenience of no maintenance and ease of travel. Lock the door and go.
Social levels. LOL There are condos and there are condos Meddler.
Financial planning, well perhaps you could post after you have been retired for 20 years and compare notes.
