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Ah, but there is an alternative as well effiieloy. It's called early retirement, as in real early. I had a 'career' etc. but at 35 decided I was not interested in working till I was 65, retiring with a gold watch and a pension and then kicking the bucket a couple of years later. So I came up with a plan to retire in 10 years and in fact achieved the goal in 7 years. That was 24 years ago.

Financial independence is the only true freedom in our world. Free to travel, free to chose where you live and for how long. I don't fit travel around work, I chose to figure out how to not work at all. ;-) Maybe you need to give that some thought mike. Why have a slice of a cake instead of the whole cake?

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21

The thoughts are always there TIS, I'm still searching for the means! ;D

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22

It's simple but not necessarily easy mike. Spend less than you earn, invest the difference wisely and figure out what you need vs. what you want.

Of course if someone is a burger flipper it might take them a long time to save enough and invest enough to be able to live off their investments. LOL But for someone earning even a middle income it is entirely possible. For many people the hardest part is figuring out the difference between a need and a want.

For example, it happens that a company is coming tomorrow to install a new garage door on our house. The cost is 2.5 times the cost of the cheapest we could have bought. But my wife insists she 'needs' that door to get the 'look' she wants. ;-)

Fortunately, that cost is still within the income we have without having to work.

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23

Well maybe in a few years then! lol!

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24

and once the children have left home....

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25

In a 'few' years and when the kids are gone are fine. But do you have a plan of how to get there, that is the first step. Otherwise it's all just dreaming and not likely to happen. Come up with a plan and make it happen. You can start today.

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