Well you never know Toad, the bloke apparently got around! But I will endeavour to be more geographically accurate with my sarcasm! lol!
Actually @jj_in_la, it is common practice for insurance companies not to pay out for travel in regions with travel advisories against them, despite the fact that those very same travel advisories are often highly overly sensitive and have been criticised by many in the past for being overly cautious.
Read this from the Sabah tourist board.
Kopi'vosian and Greetings from Sabah!
The Sabah Tourism Board wish to assure our visitors and partners worldwide that the tourism industry, hotels, island resorts, river, jungle and mountain lodges and activities throughout Sabah including the east coast, are operating business as usual. The various dive destinations of Sipadan, Mabul, Kapalai, Mataking, Pom Pom, Pandanan, Lankayan and Selingan Turtle Island are open for business. In the past few years Malaysian Government has installed armed security personnel on these islands and further beefed up. The National Security Council (NSC) confirmed there is no prohibition to visit the resort islands. All activities continue as usual.
Since Monday 11th March, Malaysian security forces fully secured the remote coastal village Kampung Tanduo, the ground zero where armed intruders holedup for a month. Sabah Commissioner of Police Datuk Hamza Taib said the operations with Tanduo and other affected areas had ended. Villagers are allowed to return to their homes, except for Kampung Tanduo which will become a military base. These villages are more than 150km from Lahad Datu town and are NOT in the tourist route.
The State Government and people of Sabah welcome the Prime Minister's announcement of the setting up of the Eastern Sabah Security Zone (ESSZONE) along the entire east coast of Sabah from Kudat in the north to Sandakan, Lahad Datu, Semporna and Tawau in the southeast. This is timely to prevent intrusions, illegal entry and smuggling from neighbouring countries. The ESSZONE is for the significant enhancement of the security and safety of the whole Sabah east coast, including the islands.
The USA Homeland security has its complex military efforts of 3,169km US-Mexico border against infiltrations and smuggling. Australian Government has its ADF operations that defends homeland Australia extending up to 200km to the faraway islands to protect its maritime domain from security threats that include illegal arrivals, maritime terrorism etc.
Travelers who wish to travel to Sabah have the option to purchase travel insurance. Please refer to your local/Sabah travel agent.
We welcome the revised and favourable Foreign Travel Advisories. Inspector General of Police Tan Sri Ismail Omar assured the public, visitors and tourists their safety. "I would like to assure tourists that it is safe to travel to Sabah." Ismail said.
So do what you like, I'm not forcing you to travel in one region or another, I'm just saying that Sabah will be perfectly fine. If we all followed those damn travel advisories to the letter we'd never go anywhere! Hell, even London had one against it for years after the last terrorist bombing!