I just got back from a two week trip to Holland. I traveled around a bit but spent most of my time in Amsterdam and Alkmaar. While I had the time of my life, love Holland and really appreciate the Dutch, do NOT, what ever you do, count on any VISA card (credit, or linked to your debit) working. I understand smaller stores in more remote parts of the country could be questionable, but high end restaurants? Major shopping centers? Hmmm.
I don't consider myself to be ignorant, and have plenty of experience traveling in more remote areas, but it just came as a big surprise to me and if it hadn't been for my Dutch companion, I wouldn't have had much of an (affordable) alternative.
I bank with Wells Fargo, and made all of the necessary arrangements beforehand. I also consulted with Wells Fargo about their suggestions for this specific trip. As you may already be aware, when withdrawing cash from an ATM, it's worthwhile to withdraw in larger chunks, rather than take out 50-100 euro each time based on ATM fees (of course I'm aware of the danger of carrying cash). But almost all ATM's have a 100 euro cap for international bank cards...
I will say, that any time I attempted to use my VISA and it didn't work, the Dutch had many tips for me - ie: where to find an ATM, etc.
So part of my reason for posting is to share information, but I also am curious about if any of you have suggestions for an alternative? Would love to get my hands on a Dutch bank account, because I intend to return to Holland as often as I can! I could stay forever I think... if it weren't for this banking issue and my love for California avocados (but that's for a different thread).
Thanks!