fyi there are 2 train stations in mellie one for innerstate other for outer state. southern cross one about a 25min walk to city center, other one dead on city center, best idea I believe Is to front load credit card use atms at banks only. one quirky thing I found when using credit card some merchants slap on extra fee to cover the loss they suffer for its use. don't know how prevelant it is but it happens. credit card most often gives favourable exchange rate . you pay card statement online . banks in OZ kinda diff attitude than usa or Canada.

PLEASE, can you learn to write with parsgraphs, capital letters and full stops. Your posts are impossible to read and make it a waste of time you even posting.
Southern Cross Station is for interstate, regional and metro trains, have no idea what poppageorge is on about. Flinders Street is the other Station he is talking about and is for suburban trains.
I always get my cash on arrival at an airport, have never had any problems with ATM's being out of money! If it did happen pretty sure there would be another one nearby.

Flinders Street does serve some longer distance trains, to Warragul/Traralgon for example.
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