Travel cards

Note cards are widely accepted in Australia, so even the smallest transactions you could put on the Halifax and minimise the higher fee cash withdrawal moments.

There is difference in banks fees and charges, in a certain account, with a certain bank it indeed may be fee free, but the charges you encounter at the ATM you use will set by the controller of the ATM.

A very good case in point is that i used my CC at the ATM a small regional bank in Chanonix in France when we were there a couple of years ago, the bank fee [From my own bank]was very small for the overseas transaction, but the free levied by the bank for using their ATM was mind blowing at about $AU50!!

And Bank travel cards you can load up with cash, are supposed to replace travelers cheques, but have one big flaw the they can only be be used in and ATM, and if you run into trouble[if you forget you PIN, or the card is damaged]there is nobody in the bank that you can help you.

Having a back up plan 'B' is the way to go, seems to be the way to go with these cards.

Look into Citibank. They have a fee free card at a range of ATM's,
I organised one in Australia before leaving for UK/Eur this year. It's fantastic, can also be used here in Australia.

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