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<hr>Is it worth sacrificing the better exchange rate and just take cash/traveller's cheques?<hr></blockquote>
Cash- not if you lose it !!
TC- There can be a fee when you cash them, also more of a hassle than using the ATM.
I just considered the fees part of travelling. Even (most ?) credit cards charge a 3 % Foreign Transaction fee, 3 % of $300 AU is $9 AU, etc etc...
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pagoo
Pro tip