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All you need is your DONG...

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bao - any other advice is bad? a tad extreme? I guess it depends on your stance on ridiculous bank fees (up to 10% once you add local bank fees, home bank fees, conversion fees) v. carrying SOME cash and/or TCs and getting a decent rate of exchange easily. There certainly are safe ways to travel with some exchangeable currencies and not relying on cards exclusively. I'm sure everyone has a preference, but "äny other advice is bad"?????

Charles - read the advice and decide what you're comfortable with.

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