I'll admit that I'm guilty: I'm certainly not the best tipper. During my trip to Yangon last year, I encountered three tipping situations: at the place I stayed (I only stayed at one place), the driver who shuttled me to/from the airport, and the guys who took some Burmese guys and me on motorbikes to Dallah/Twante. I tipped in the first two cases (I honestly can't remember how much), but not for the last. Not because they hadn't done a fairly good job, but because I was not impressed with their demands for a tip immediately upon returning to the ferry terminal.
My biggest concern when giving a tip is that I don't want it to be insulting to the receiver. However, I also don't want to give the wrong impression about myself/travelers in general. Frankly speaking, I'm not in a position where I can afford a "generous tip" to everyone who probably deserves one. With that said, I would like any input on tipping in Bagan (in case I take a bike tour or horse/carriage tour to the temples) and at Inle Lake (for taking a boat tour). Do most travelers tip in these cases, and how can I determine what is a reasonable tip? I would also be interested in hearing on how travelers tip at the places they stay.
Thank you for any feedback.

