Travellers cheques in the Philippines?

Bring your atm card,its the easiest and the rates are good.travellers cheques are alot
of hassle.

No. 1 is correct. Very hard for an individual to change travellers cheques in the Philippines.
If you do feel safer bringing your money in that form, make sure that you also bring the purchase receipts, but keep them separate. If you do need to change travellers cheques at a bank they will insist on seeing the purchase receipt. PNB or HSBC banks a there your best bets to try
USD denominated travellers cheques are essential.

If you have a sterling account then there is no problem with sterling cheques in most tourist areas, there is no point in paying one lot of commission to change sterling to dollars and then another lot from dollars to pesos but an ATM card is much easier with machines in most big towns and cities but in most machines you can withdraw only 5000 or 10000 pesos in one transaction then you put the card in the machine again up to your banks limit ( for a UK account 10108 K) - I assume you carry pounds as you spell cheques with a q !
also you put the date month-day-year 7-11-2007

As regards the weather you can get the best of all worlds a sunbathe hairwash and blow job all in one day ( sunshine followed by rain then a typhoon) - Sorry Cindy - that is for the blokes

It is usually the rainy season so you can have days of overcast weather but I have been in Philippines in August and had 2 weeks of sunshine - praying for rain and a breeze cos it gets too damn hot

ATM is best for getting cash. Bring a debit card for that purpose and not a credit card. It will be less costly to you in the end.

If you want TC...then bring USD checks.

August is the rainy season in much of Luzon but there are places that it is not. I lived in the RP for six years and unless there is a typhoon blowing through (which is always possible) the rain is mostly in the form of afternoon thundershowers.

Enjoy your trip. The RP is a great place to visit.

David

Like everyone else said, ATM is the way to go. However, if you really want to bring TCs you can use £ sterling, never had any bother at PNB. Just make sure you have purchase receipts and passport...you'd be best to also have photocopies of these as most of the banks will want a copy and some will charge you for doing it!

HI,

Yet another advocate of Debit cards. If you are from the u.k. or living there get a Nationwide card if you have time. I transferred some money from my other bank and opened an account with them. Came in real handy - no atm fees. Most cash points will only let you withdraw 4,000 - 5,000 peso. Can be expensive if you have to make 3 withdrawals for £100. At £2 a time or whatever over a period of time it mounts up.

If you go anywhere that you doubt there may be a cash point just load up beforehand as I did. I had 3 months travelling on my Nationwide card. Combined with pre loading my Visa all went well.

Brax

As above, a debit card is the way to go, with a credit card for backup. That's all I have ever used. A Nationwide card is well worth it if you have the time as #6 suggested, they are one of the only banks/building societies in the UK that do not charge for using ATM's abroad. It will save you quite a bit. It's worth noting though that the local bank will still charge you a fee which is around 2.2% of the amount you withdraw.

BPI will allow you to withdraw 20k per transaction and they are all over the country. Citibank and HSBC allow 15k and 40k but are limited to Manila & Cebu I think.

Travellers cheques are getting a little obsolete these days, but British ones are fine - no need for American ones. But as mentioned before, unless you will be somewhere pretty remote your ATM card is the best way to go.