Use an ATM at the airport and wait untill you are in town to change money, the airport will be a very low exchange rate.if you are bringing cash then £50 notes are better as the rate for £20 notes tends to be 40paise lower.
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#8 are you sure you have been to India? I have done this on numerous trips over the decades. For sure you don't just wander willy nilly. Every large town has Forex banks, ask. These days I chose convenience over the brass token (collectibles). Foreign exchange bureaus seem to be widely available with lots of travel back & forth. Get a good reference to one and count your notes..
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