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Hi all !

My ATM card has a 6 digits PIN code here in Canada.
I am told it will not work in India.
Does anyone know why ?

Thanks
OD

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1

It may work, but there is no guarantee.

I've heard that the system in the sub-continent has a 4-digit system.

Therefore, if you punch in 4/6 numbers, your card will still register that it requires 2 more digits, but the ATM won't accept any more, meaning you are out of $$$.

Best idea is to change your PIN to have only 4 digits.

Cheers
Zoltan

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2

you can always change your pin to 4 digits (if possible) before setting out..but given that you've already discovered this might be a potential issue, i'd carry cash and TC and not rely solely on ATM. atleast $500 in cash, $1000 (or more) in TC and local currency and your card (if it works, excellent).

happy travelling

pallav

http://pallavgupta.homeunix.org

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3

Before departing from Canada, change your PIN to 4 digits. All the ATMs I have used in India were programmed to accept 4-digit PINs. Also, as a backup, take along some TCs and some cash. Canadian $ fine, accepted almost everywhere; the alternative is US$ or Euro. Keep in mind, USD continues to fall in value against most Asian currencies, including IR, so you might consider taking cash in CAD or Euro.

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4

I've used my six digit pin in dozens of machines in recent years.Touch wood, I've never had a problem.

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5

If you do get stuck, you can always go into a bank or foreign exchange bureau and they will handle the transaction for you. You may be charged a fee or commission in addition to whatever your bank charges you for making a 'foreign transaction.' American Express offers a card which works like a travellers' cheque. You purchase the card, at whatever amount you wish and then use it like a debit card.

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6

I've used a 6 digit pin with no troubles for a couple of months of each of the last 3 years. My bank is in the "Plus" group, not visa, maybe that makes a difference.

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