Can anyone recommend a place to stay on Tobacco Caye and Placencia?
Re: Placencia we'd need more information to recommend - budget, in town or to the north, etc.

The only place I know about is the Seaspray Hotel. The rates range from $40-$60 which is within our budget. It looks fairly close to town but not it it, right? At this point I'd welcome suggestions for any location on the island though we'd like to be right on the beach. Thanks
Seaspray is on the beach right in the middle of Placencia village. See http://www.placencia.com for info on all the Placencia hotels.