ATMs are available in Dushanbe and northern cities but are not reliable in the Pamirs. Cash is more useful than credit cards everywhere except Dushanbe.
For current exchange rates, see www.xe.com.
- Top-end hotels Around 10TJS or US$1 per bag is standard. Gratuity for cleaning staff is not the norm but is appreciated.
- Top-end and midrange restaurants 10% is often added to the bill in Dushanbe; where this is not the case, and outside the capital, up to 10% is appropriate for good service.
- Budget restaurants Leaving change or rounding up is appreciated.
- Taxis Drivers don't expect a tip.
US dollars, euros and Russian roubles are easily changed at city exchange booths and at least one bank in any regional centre. Carrying some cash (preferably in US dollars) is advised as not all ATMs accept international cards (particularly in the Pamirs). Both Uzbek and Kyrgyz som are accepted in relevant border areas.
The Tajik somani (TJS) is divided into 100 dirham. Somani notes come in one, five, 10, 20, 50 and 100 denominations. Dirham coins are rarely used.