- A travel insurance policy to cover theft, loss and medical treatment is a good idea. There is a wide variety of policies available, so check the small print. EU citizens on public health insurance schemes should note that they’re usually covered by reciprocal arrangements in Slovenia.
- Some insurance policies specifically exclude ‘dangerous activities’, which can include motorcycling and even trekking, so check the small print.
- You may prefer a policy that pays doctors or hospitals directly rather than you having to pay on the spot and claim later. If you have to claim later, make sure you keep all documentation. Some policies ask you to call back (reverse charges) to a centre in your home country, where an immediate assessment of your problem can be made. Check that the policy covers ambulances or an emergency flight home.
- Paying for your airline ticket with a credit card sometimes provides limited travel accident insurance, and you may be able to reclaim the payment if the operator doesn’t deliver. Ask your credit-card company what it will cover.
- Worldwide travel insurance is available at www.lonelyplanet.com/travel-insurance. You can buy, extend and claim online anytime – even if you’re already on the road.
Checking insurance quotes…