New Zealand in detail

Health & insurance

New Zealand poses minimal health risks to travellers. Diseases such as malaria and typhoid are unheard of, poisonous snakes and other dangerous animals are absent, and there are currently no dangerous insect-borne diseases. The biggest risks to travellers involve exploring the great outdoors: trampers must be clued in on rapidly changing weather and diligent about sharing any plans to visit remote areas; drivers must exert extreme caution on NZ's notoriously winding roads.

Before You Go

Health Insurance

Health insurance is essential for all travellers. While health care in NZ is of a high quality and not overly expensive by international standards, considerable costs can be built up and repatriation is pricey.

If you don't have a health insurance plan that covers you for medical expenses incurred overseas, buy a travel insurance policy – see Find out in advance if your insurance plan will make payments directly to providers or reimburse you later for overseas health expenditures. Check whether your policy covers the activities you're planning to do in NZ (eg rock climbing or winter sports) and whether there's a limit on the number of days of cover for the activity.


Bring any prescribed medications for your trip in their original, clearly labelled containers. It is also wise to bring a signed and dated letter from your physician describing your medical conditions and medications (including generic names), and any requisite syringes or needles.

In New Zealand

Availability & Cost of Health Care

New Zealand's public hospitals offer a high standard of care (free for residents). All travellers are covered for medical care resulting from accidents that occur while in NZ (eg motor-vehicle accidents or adventure-activity accidents) by the Accident Compensation Corporation ( Costs incurred due to treatment of a medical illness that occurs while in NZ will only be covered by travel insurance. For more details, see

The 24-hour Healthline offers health advice throughout NZ (free from local mobile phones or landlines). Interpreters are available.

Infectious Diseases

Aside from the same sexually transferred infections that are found worldwide (take normal precautions), giardiasis is the main infectious disease to be aware of when travelling in NZ.


The giardia parasite is widespread in NZ waterways: drinking untreated water from streams and lakes is not recommended. Using water filters and boiling or treating water with iodine are effective ways of preventing the disease. The parasite can also latch on to swimmers in rivers and lakes (try not to swallow water), or through contact with infected animals. Symptoms consist of diarrhoea, vomiting, stomach cramps, abdominal bloating and wind. Effective treatment is available (tinidazole or metronidazole).

Environmental Hazards

New Zealand's numerous biting insects are an irritation rather than a serious health risk, but hypothermia and drowning are genuine threats.


Hypothermia, a dangerous drop in body temperature, is a significant risk to travellers in NZ, especially during winter and year-round at altitude. Mountain ranges and/or strong winds produce a high chill factor, which can cause hypothermia even in moderate temperatures. Early signs include the inability to perform fine movements (such as doing up buttons), shivering and a bad case of the 'umbles’ (fumbles, mumbles, grumbles, stumbles).

To treat, minimise heat loss: remove wet clothing, add dry clothes with wind- and waterproof layers, and consume carbohydrates and water or warm liquids (not caffeine) to allow shivering to build the internal temperature. In severe hypothermia cases, shivering actually stops; this is a medical emergency requiring rapid evacuation in addition to the above measures.

Surf Beaches

New Zealand has exceptional surf beaches. The power of the surf can fluctuate as a result of the varying slope of the seabed: rips and undertows are common, and drownings do happen. Check with local surf lifesaving organisations before jumping in the sea, always heed warning signs at beaches, and be realistic about your own limitations and expertise.

Biting Insects

Wear long, loose clothing and use an insect repellent containing 20% or more DEET to ward off sandflies and mosquitoes, which are particularly common in lake areas and tree-lined clearings on the South Island. Bites are intensely itchy, but fortunately don't spread disease.

Tap Water

Tap water throughout New Zealand is generally safe to drink, and public taps with nondrinkable water tend to be labelled as such. However, water quality has faced pollution challenges in some places. Very occasionally, a warning may be issued that tap water must be boiled – your accommodation should inform you if this happens.


Over-the-counter medications are widely available in NZ through private chemists (pharmacies). These include painkillers, antihistamines, skincare products and sunscreen. Some medications, such as antibiotics, are only available via a prescription obtained from a general practitioner. Some varieties of the contraceptive pill can be bought at pharmacies without a prescription (provided the woman has been prescribed the pill within the last three years). If you take regular medications, bring an adequate supply and details of the generic name, as brand names differ from country to country.