Travel insurance that covers theft, loss and medical problems is essential. The policy should cover ambulance fees and emergency flights home.

Some policies specifically exclude ‘dangerous activities’, which can include motorcycling and even trekking. You must have insurance if you plan to dive in Aqaba – decompression-chamber treatment is an expensive business!

You may prefer a policy that pays doctors or hospitals directly. Alternatively, if you submit a claim after the event, ensure you keep all documentation. Some policies ask you to call back (reverse charges) to a centre in your home country where an immediate assessment of your problem is made.

Worldwide travel insurance is available at You can buy, extend and claim online anytime – even if you’re already on the road.

Checking insurance quotes…