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  • Travel insurance to cover theft, loss and medical problems is highly recommended. It may also cover you for cancellation, delays to your travel arrangements or an emergency flight home.
  • Check your policy covers any activities you might be planning such as diving, motorcycling, climbing, even trekking.
  • Find out in advance if your insurance plan will make payments directly to providers or reimburse you later. If the latter, make sure you keep all documentation.
  • Worldwide travel insurance is available at www.lonelyplanet.com/travel-insurance. You can buy, extend and claim online anytime – even if you’re already on the road.