A travel-insurance policy to cover theft, loss and medical problems is highly recommended. It may also cover you for cancellation of and delays in your travel arrangements.

Paying for your ticket with a credit card can often provide limited travel accident insurance, and you may be able to reclaim the payment if the operator doesn't deliver.

Note that some policies specifically exclude 'dangerous activities', which can include scuba diving, motorcycling and even trekking.

Worldwide travel insurance is available at You can buy, extend and claim online anytime – even if you’re already on the road.

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