ATMs and money changers are widespread across Indonesia's cities but may be hard to find once you get off the beaten track.
- Tipping a set amount is not expected but for good service leave 5000Rp or 10% or more (this is expected on Bali).
- Most midrange and all top-end hotels and restaurants add 21% to the bill for tax and service (known as ‘plus plus’).
- Hand cash directly to individuals if they deserve a tip.
- Tip good taxi drivers, porters, people giving a massage or fetching a beer on the beach etc; 5000Rp to 10,000Rp is generous.