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Insurance

Getting travel insurance to cover theft, loss and medical problems is strongly recommended. Some policies specifically exclude dangerous activities, which can include scuba diving, motorcycling and even trekking.

You may prefer a policy that pays doctors or hospitals directly, rather than you having to pay on the spot and claim later. If you have to claim later, ensure you keep all documentation.

Check that the policy covers ambulances or an emergency flight home.

Worldwide travel insurance is available at www.lonelyplanet.com/travel-insurance. You can buy, extend and claim online anytime – even if you’re already on the road.