Euro (€)

Daily Costs

Budget: Less than €60

  • Hostel, camping or simple room: €20–25
  • Picnic or meal at basic taverna: €10–15
  • Admission Heraklion Archaeological Museum: €10

Midrange: €60–150

  • Apartment or double room in family hotel: €35–70
  • Meal at nice taverna with wine: €25–30
  • Hire car per day: €35
  • Admission to Palace of Knossos & Heraklion Archaeological Museum: €16

Top End: More than €150

  • Double room in boutique hotel or beach resort: from €120
  • Meal in high-end tavernas and gourmet restaurants in prime locations: €35–70
  • Activities like diving and boat hire: €80–150


Gentle bargaining is acceptable in flea markets and other markets, but elsewhere you are expected to pay the stated price.


ATMs widely available in cities, towns and larger villages. Visa and MasterCard accepted in cities and tourist centres, rarely in villages.


Currency in Crete is the euro (€), with seven notes (five, 10, 20, 50, 100, 200 and 500) and eight coins (one- and two-euro coins and one-, two-, five-, 10-, 20- and 50-cent coins).


  • The easiest, quickest and usually cheapest way to obtain cash is by using your debit (bank) card at an ATM linked to international networks such as Cirrus, Plus, Star and Maestro.
  • There are ATMs in almost every town large enough to support a bank, and in tourist areas. In rural areas, only larger towns have ATMs, so plan ahead, especially in the southwest and southeast. It's best to carry some cash as a backup.


  • Cash is king, especially outside the cities, so always carry some with you and plan to pay with bills and coins almost everywhere. It’s also a good idea to set aside a small amount of euros, say €100, as an emergency stash.
  • Shopkeepers and small-business owners have a perennial problem with having small change. If buying small items, it is easier to tender coins or small-denomination notes.

Credit Cards

  • Big resorts and hotels accept credit cards, but family-owned properties often don't or don't like to. Ask. Likewise, upmarket shops and restaurants accept plastic, but village tavernas and small shops almost never do.
  • The main credit cards – MasterCard and Visa – are widely accepted. American Express and Diners Club are common in tourist areas only.

Exchange Rates


For current exchange rates see

Changing Money

  • Post offices can exchange banknotes and charge less commission than banks.
  • Travel agencies and hotels often change money at bank rates, but commission charges are higher.
  • Automated foreign-exchange machines are sometimes available in major tourist areas. They take all the major European currencies, Australian and US dollars and Japanese yen, and are useful in an emergency, although they charge a hefty commission.


  • Bellhops Bellhops in hotels and stewards on ferries expect a small gratuity of €1 to €3.
  • Restaurants Usually service is included, but a small tip is customary if service was good. Round up the bill or leave 10%.
  • Taxis Round up the fare by a couple of euros. There’s a small fee for handling bags; this is an official charge, not a tip.