Ghana in detail

Money and Costs

Daily Costs

Budget: Less than C300

  • Dorm bed C45
  • Fried rice in chop bar C5
  • Star Beer C6
  • Accra to Tamale by bus C65

Midrange: C300–600

  • Hotel room with bathroom & air-con C150
  • Pizza C35
  • Drink in a bar C10
  • Accra to Tamale flight C242

Top End: More than C600

  • Room in lodge US$150
  • Two-course meal C80
  • Cocktail C22
  • 4WD with driver, US$120 per day


Ghana Cedi (C)


Bargaining is a way of life in Ghana and prices at craft stalls and in markets are definitely negotiable.


ATMs are virtually everywhere, with almost all accepting Visa (Stanbic's taking MasterCard and Maestro). Exchange bureaus are found in most major towns.

Exchange Rates

Euro zone€1C4.50
New ZealandNZ$1C2.80

For current exchange rates see


Tipping is not common in chop houses or cheap eateries, but is more expected in upscale venues (a tip of 10% to 15% should suffice). Porters or bag handlers at the airport and bus stations will often expect or ask for a tip. A cedi or two should be fine.

Changing Money

The best currencies to bring are US dollars, UK pounds and euros, in that order. Foreign-exchange bureaus give lower exchange rates for small US$ denominations, so pack your $50 and $100 notes.

Travellers Cheques

Barclays is the only bank to exchange travellers cheques; there is a maximum of US$250 per transaction.

Credit Cards

Midrange and top-end hotels tend to accept credit cards, but at a surcharge.