Worldwide travel insurance is available at www.lonelyplanet.com/travel-insurance. You can buy, extend and claim online any time – even if you're already on the road.
- A travel-insurance policy to cover theft, loss and medical problems is highly recommended. Some policies specifically exclude ‘dangerous activities’, which can include scuba diving and even hiking. Make sure your policy covers you for your activity of choice.
- You should check if your insurer will pay doctors directly rather than requiring you to pay on the spot and claim later. If you have to claim later, keep all documentation. Check that the policy covers emergency medical evacuations by air.
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