Finland in detail

Health & insurance

Travel in Finland presents very few health problems. The standard of care is extremely high and English is widely spoken by doctors and medical-clinic staff, the level of hygiene is high and there are no endemic diseases.

The main health issues to be aware of are extreme climates (with the potential for nasties such as hypothermia and frostbite, or viral infections such as influenza) and biting insects such as horseflies and mosquitoes, though they’re more an annoyance than a real health risk.

Before You Go

Health Insurance

Citizens of the European Economic Area (EEA) are covered for emergency medical treatment on presentation of a European Health Insurance Card (EHIC), though they will be liable to pay a daily or per-appointment fee as a Finn would. Enquire about EHICs at your health centre, travel agency or (in some countries) post office well in advance of travel. Citizens from other countries should find out if there is a reciprocal arrangement for free medical care between their country and Finland. If not, health insurance is strongly recommended. Make sure your policy covers you for any activities you plan to do, such as skiing.

Worldwide travel insurance is available at You can buy, extend and claim online any time – even if you’re already on the road.

In Finland

Availability & Cost of Healthcare

Health care is widely available and standards are excellent. The 'Health services in Finland' page of the website is an excellent source of information, with links to clinics and price-comparison websites.

Tap Water

Finland's tap water is among the highest quality in the world and is not only completely safe but a pleasure to drink.