Credit cards are widely accepted. ATMs are prevalent.
Credit cards are widely accepted and Finns are dedicated users of plastic, even to buy a beer or cup of coffee.
Using ATMs with a credit or debit card is by far the easiest way of getting cash in Finland. ATMs have a name, Otto, and can be found even in small villages.
For current exchange rates, see www.xe.com.
Finland adopted the euro (€) in 2002. Euro notes come in five, 10, 20, 50, 100, 200 and 500 denominations and coins in five, 10, 20 and 50 cents and €1 and €2. The one- and two-cent coins used in most other Eurozone nations are not accepted in Finland.
Currency can be exchanged at banks and, in the big cities, independent exchange facilities such as Forex (www.forex.fi).
Travellers cheques are very rarely used but can usually be changed at the same places.
- Service is considered to be included in bills, so there’s no need to tip at all unless you want to reward exceptional service.
- Doormen in bars and restaurants expect a cloakroom tip (around €2) if there’s no mandatory coat charge.