A travel-insurance policy for all medical problems is essential for travel in Ethiopia, while one to cover theft and loss really is helpful but not vital.
Many insurance companies will not cover you for countries, or parts of a country, that your home government has issued a travel warning for. In Ethiopia many border regions and parts of the south can often fall under this category – check before travelling.
Worldwide travel insurance is available at www.lonelyplanet.com/bookings. You can buy, extend and claim online anytime – even if you’re already on the road.