ATMs are widely available. Credit cards are accepted in most hotels and restaurants; smaller guesthouses or rural businesses may only accept cash.
Bars Serving staff don't expect tips per round, though leaving a small tip when you leave is appreciated.
Hotels Expectation of a tip for hotel staff is rare except in very high-end places.
Restaurants In some restaurants a 10% service charge is already added, although waiters may still round up the bill or not return with your change.
Taxis Metered-taxi drivers usually expect to keep the change from a fare.