ATMs are widely available. Credit cards are accepted in most hotels and restaurants; smaller guesthouses or rural businesses may only accept cash.
Bars Serving staff don't expect tips per round, though leaving a small tip when you leave is appreciated.
Hotels Expectation of a tip for hotel staff is rare except in very high-end places.
Restaurants Tip 10% of the bill to reward good service. Hand the tip directly to the server or leave it in the small pouch the bill is presented in.
Taxis Round up fares to the nearest whole lev.