Credit cards are widely accepted. ATMs are very prevalent.

More Information

Belgium and Luxembourg adopted the euro (€) in 2002. Euro notes come in five, 10, 20, 50, 100, 200 and 500 denominations and coins in one, two, five, 10, 20, 50 cents and €1 and €2.

Credit cards are widely accepted. ATMs are very common and are the best way of accessing cash.

Exchange Rates

New ZealandNZ$1€0.57

For current exchange rates see

Saving Money

  • Using a debit or credit card to withdraw money at ATMs is often the cheapest method of accessing cash, but check what your home bank will charge you: it may be better to withdraw large amounts each time.
  • Travel-specific credit cards can be pre-loaded with holiday cash and are often the cheapest way of spending abroad.
  • Many towns have passes which will save you money if you are a heavy sightseer.
  • Many restaurants – even the posh ones – have weekday lunchtime specials that offer great value, so if you're on a budget, make this your main meal of the day.


Personnel receive living wages and tipping is not required for taxis, restaurants, hairdressers or bars, though it won't be refused and some locals round up a bill. If service was quite exceptional, you could show appreciation (up to 10%). In a few tourist-oriented locations, unaware foreigners regularly leave disproportionate tips, leading to a certain expectation from staff. Similarly, airport taxis may hint (or even state outright) that a tip is appropriate. But that's a gentle scam. Don't be bullied.