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No matter how long or short your trip, make sure you have adequate travel insurance or are at least covered for the cost of emergency medical treatment. If you are not an EU citizen and your country doesn’t have a reciprocal arrangement with Austria for treatment costs, don’t leave home without travel health insurance. (The USA, Canada, Australia and New Zealand don’t have reciprocal agreements.)

Components of insurance worth considering include repatriation for medical treatment; burial or repatriation in the event of death; search and rescue; the cost of returning home in case of illness or the death of a close relative; personal liability and legal expenses; the loss of your passport; luggage loss or delay; and expenses due to cancellations for a variety of reasons.

Worldwide travel insurance is available at www.lonelyplanet.com/bookings. You can buy, extend and claim online anytime – even if you’re already on the road.