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A travel-insurance policy to cover theft, loss and medical problems is a very good idea

Level of Cover Ensure your policy covers theft, loss and medical problems. Some policies specifically exclude designated ‘dangerous activities’ such as scuba diving, skiing and even bushwalking. Make sure the policy you choose fully covers your planned (and perhaps unplanned) activities.

Health Check that the policy covers ambulances and emergency medical evacuations by air. Australia is a vast country so being airlifted to a hospital is a real possibility.

Worldwide travel insurance is available at www.lonelyplanet.com/travel-insurance. You can buy, extend and claim online anytime – even if you’re already on the road.