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Money & costs


Zambia’s unit of currency is the kwacha (k), sometimes listed as ‘ZMK’ (Zambian kwacha) or ‘kw’. Inflation is high in Zambia, and due to elections in late 2006 and the skyrocketing price of copper, some prices are quoted in kwacha and others in US dollars (US$), as different businesses base their rates on the different currencies.

In the cities and larger towns, you can change cash and travellers cheques at branches of Barclays Bank and Standard Chartered Bank. Larger branches have ATMs that accept Visa. Foreign exchange offices – almost always called bureau de changex – are easy to find in all cities and larger towns.