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A travel insurance policy to cover theft, loss and medical problems is vital; note some policies specifically exclude ‘dangerous activities’, which can include parasailing, scuba diving, motorcycling and even trekking. Check that the policy covers ambulances and an emergency flight home.

Worldwide travel insurance is available at www.lonelyplanet.com/travel-insurance. You can buy, extend and claim online anytime, even if you’re already on the road.