Travel Insurance for Tonga - Information and recommended travel insurance for Tonga

Travel insurance

If your health insurance does not cover you for medical expenses abroad, consider supplemental insurance. Find out in advance if your insurance plan will make payments directly to providers or reimburse you later for overseas health expenditures. (In many countries doctors expect payment in cash.)

For Americans, be sure to check whether your health plan covers expenses in American Samoa. Serious illness or injury may require an evacuation, eg to Apia or Pago Pago, or even to a major regional centre such as Los Angeles or Auckland; make sure that health insurance has provision for evacuation. Under these circumstances hospitals will accept direct payment from major international insurers but for all other health costs cash up front is the usual requirement.