Medical evacuated home questions
Replies: 4 - Last Post: Oct 13, 2013 6:19 PM Last Post By: shilgia
Oct 2, 2013 1:11 PM
Medical evacuated home questionsI'm an American and planning a year long backpacking trip in central/south america. I wont have medical insurance back in the US, since I quitting my job. When researching travel insurance a big question arouse about insurance companies that dont cover anything in the US.
If I'm medical evacuated back to the USA in bad condition, am I completely out of luck when I get back home?
Oct 2, 2013 11:33 PM
1No, of course not. You'll just do what everyone else does without insurance in America: you'll pay for your care out of your own pocket.
On the other hand, with Obamacare coming in you'd be foolish to go without insurance. You'll be heavily subsidized unless making quite a bit of money, so you'll pay little for it. Start researching the plans available in your home state and do the obvious.
Oct 3, 2013 11:51 AM
Oct 3, 2013 2:48 PM
Oct 13, 2013 6:19 PM
4When you take out international health insurance, see what they do about coverage in your home country. It's not uncommon for long-haul travel insurance to offer some insurance covering you in your home country when you get back (including if you have to come back earlier than planned).
When I did a year-long trip several years ago, the long-term travel insurance I had would cover costs of medical care for up to two months after return to your home country (regardless of what your home country was). Other insurance policies might be less or more generous, so it's something to look out for.
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