Health Insurance for a Canadian in Iran
Replies: 4 - Last Post: Aug 10, 2013 3:57 AM Last Post By: somebodytookmyn...
Jul 27, 2013 12:04 AM
Health Insurance for a Canadian in IranHello,
Lonely Planet recommends World Nomads for travel insurance to Iran, yet in the companies fine print after entering my country of resident (Canada) it appears they will not cover health insurance in Iran due to travel advisories. This, despite the company clearly stating worldwide coverage excluding Cuba. Sneaky.
Does anybody know of a travel insurance company that will cover health insurance for a Canadian in Iran?
Jul 28, 2013 11:49 AM
1I just read their policy as well.
You are referring to this "A loss that arises because You did not follow the advice of a government travel advisory or other official body's warning: against all travel to a particular country or region;"
They're not saying you can't go to Iran. They are saying they won't cover you against a loss due to not following advise of government. The Canadian Government mentions general crime, terrorism, very dodgy border areas etc.
So, you get sick - you're covered. You get knocked over by a bus - your covered. You get blown up by a terrorist bomb - you're not covered.
You won't find an insurer who will cover you in total in these circumstances. That being said travel advise to Iran is very politicized. It's an incredible country with very friendly people.
Jul 29, 2013 2:12 AM
2If all else fails, why not insure with Iran-based company like Bimeh Iran (valid for duration of stay in Iran only - your usual travel insurance policy would cover you up to the international border). Any tour company could arrange this, I guess, or try Incredible Iran who have quoted me for cover and will send policy in advance of travel. Not cheap, but much, much cheaper than other options.
Also, Canadian government might change their travel advice. UK FCO changed theirs recently from 'we advise against ALL travel to ALL parts of Iran' to 'we advise against all but essential travel' to most of Iran. Then you just have to figure out what 'essential travel' means. Whatever it means, I'm sure it gives you a better chance of getting medical cover/repatriation in the event of a non-terrorist event, such as illness or a road accident.
Jul 29, 2013 6:33 AM
Aug 10, 2013 3:57 AM
4Hi, I emailed World Nomads. Their policy "would not cover any loss for a claim during your time in Iran if Canada gives a travel advisory against traveling to that country."
Thanks for the link for the Iranian insurer. I met two other Canadians here about to embark on a significant hike who thought they were covered. I wonder how widespread this problem is.
Bandar AbbasBook now