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Travel insurance, obligatory ?

Replies: 40 - Last Post: Oct 3, 2012 11:03 AM Last Post By: poshmcdoo

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dream_cuba

dream_cuba avatar

Sep 26, 2012 2:37 PM
Posts:  44

15

What airport do you use? I'm interested in knowing if the question is asked to those flying in on direct flights say from Miami but not on say a flight from Cancun.

dream_cuba

dream_cuba avatar

Sep 26, 2012 2:41 PM
Posts:  44

16

Are you arriving from the US? Just looking for a pattern as to who gets asked. I know that flyers from Miami get extra attention and most fly to Terminal 2. It looks like the main airport Terminal 3 is more lenient?

cuidate

cuidate avatar

Sep 26, 2012 3:17 PM
Posts:  721

17

If you are asking me, d_c, I fly in from everywhere except Miami. CUN, PTY, NAS, GUA, SJO, MDE, SDQ. 18 trips and I have never been asked. I have flown into Terminal #1 a few times but most of the time it's #3.

My conjecture is based on what has been reported here and what is historically true. People flying directly from the US, most especially returning C-A's, are always the most hassled group.

chefhagan

chefhagan avatar

Sep 26, 2012 6:44 PM
Posts:  2,405

18

OP, I think that is a good plan unless you are an insurance freak.
Remember, the law has only been in effect a little over two years so trips before that don't count. I actually have to call a penalty on myself. Since the law went into effect in 2010, I have only been 12 times. I always arrive at terminal 3 from different locations (SJO-PTY-MEX).

BeardoUK

BeardoUK avatar

Sep 26, 2012 7:55 PM
Posts:  1,089

19

The Mexico flights are back to terminal 3 ? At one point they were moved over to terminal 2 weren't they ?

johnabbotsford

johnabbotsford avatar

Sep 26, 2012 8:14 PM
Posts:  3,384

20

#18 Chef you beat me to the punch re the law onlt coming into effect May 1(?) 2010!
Only 12 times you wimp.
BTW the Cuban insurance site for those relevant
http://www.asistur.cu/

chefhagan

chefhagan avatar

Sep 26, 2012 8:42 PM
Posts:  2,405

21

Beardo, Interjet from MEX is in terminal 3. I don't know about the rest.
John, only 10 to 17 day trips. Who knows, maybe 3 of those count as one.

johnabbotsford

johnabbotsford avatar

Sep 26, 2012 8:51 PM
Posts:  3,384

22

Yeh chef that's my line to the Canadian resort goers - 'one of mine (trips lol) is worth 13 of yours!'

chefhagan

chefhagan avatar

Sep 26, 2012 9:00 PM
Posts:  2,405

23

Claro!

mattlv

mattlv avatar

Sep 26, 2012 9:21 PM
Posts:  393

24

I'm a US citizen. I went to Cuba a month ago. No one asked me for proof of insurance.

dream_cuba

dream_cuba avatar

Sep 26, 2012 9:31 PM
Posts:  44

25

mattlv did you arrive from Miami, Cancun? The nice fancy terminal 3 or the one that looks like a shack in the countryside minus the goats?

dream_cuba

dream_cuba avatar

Sep 26, 2012 9:36 PM
Posts:  44

26

Anyone know if there an insurance I can get as a US citizen that Cuba will accept besides their own $3.50 a day version?

Seems like my citizenship shouldn't be an issue if the insurance is issued in Europe, say, but I suppose it would be difficult to get payment..

johnabbotsford

johnabbotsford avatar

Sep 26, 2012 9:41 PM
Posts:  3,384

27

.....as outlined earlier. Cuba accepts any health insurance cover that is not underwritten by a USA based/linked company.

acanuck

acanuck avatar

Sep 27, 2012 1:10 PM
Posts:  331

28

As far as I know you still must pay up front for medical services and collect from your insurance company.Could be a problem if you cannot come up with the money. Not so if you have the cuban medical.
I had a minor operation there and had to pay up front. They were not interested in my insurance and gave me an official receipt. I don't know if that is generally the case but maybe someone else has had an experience.

poshmcdoo

poshmcdoo avatar

Sep 27, 2012 1:27 PM
Posts:  256

29

#28, IMO, is absolutely right. You will have to pay cash on the line for medical services in Cuba. How else would they get paid. You can't write a cheque. You can't pay with Visa or Mastercard and your insurance company has no way to pay for you that I know of. When you pay them in cash they will give you a receipt and when you get home you'll make a claim and should be reimbursed, but, as #28 points out; "Could be a problem if you cannot come up with the money"

I am not 100% sure that this is always the case but was for me in January 2012 in Holguin and several years ago in Nueva Gerona for my friend. Would like to hear what others have experienced..
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