Replies: 35 - Last Post: Nov 19, 2012 12:23 PM Last Post By: Rickie_01
Nov 14, 2012 12:58 PM
Medical InsuranceI'm confused about medical insurance being mandatory to enter Cuba. One source from 2010 says, "Yes". Other sources say it is not enforced. It can be purchased in the airport. Has anyone been there recently and had to show proof of insurance.
Thanks...I'm leaving November 28 to Havana.
Nov 14, 2012 1:56 PM
1I was in Cuba last week and I wasn't asked for any proof of insurance. I do suggest you get some regardless. You wouldn't want to be stuck needing it and not having any. Enjoy Habana!
Nov 14, 2012 2:35 PM
Nov 14, 2012 6:40 PM
3Thanks for the information. I'll buy it at the airport in Havana.
Nov 14, 2012 7:19 PM
4Krimbert: enforcement may depend on where your flight departed from. Thanks for indicating you are from the US.
I have never been asked for proof in many trips but I always arrive at terminal #2 at Jose Marti. That terminal primarily handles flights direct from Miami, Tampa and Ft. Lauderdale. Insurance is included in the price of your charter airline ticket so they may never bother to ask.
But if you are an American departing from a flight originating in Mexico, they will know that you may or may not have the required insurance and may or may not ask.
And always remember that nothing is consistent in Cuba.
Nov 14, 2012 7:31 PM
Nov 14, 2012 8:03 PM
6I am curious. Has anyone here ever received medical care in Cuba and been asked for insurance? Most of the medical facilities I have been in (not receiving care) have been in non-tourist areas and were staffed only with doctors and nurses. Not an insurance clerk in sight, not even an administrative person. Everyone just walked in, got medical care, and walked out. Of course they were Cuban. I did receive minor medical care once and no one asked me for a thing. I suspect it is a different situation where one is actually admitted to the hospital.
Nov 14, 2012 9:05 PM
Nov 15, 2012 6:09 AM
8Yes it is way different at the international clinics! Not so much the cost of a consultation, I think around $25 - but the cost of antibiotics left me totally gobsmacked. $11 per tablet.....
Don't know how it would work with insurance bought at the airport, travel insurance is pay on the day and claim when you get home for these minor events. And agreeing with #1, #2, #7 - not worth taking a chance on your health just to save a few dollars.
Nov 15, 2012 5:52 PM
9Medical insurance? It is sometimes required to enter the country? I have never heard about this and in my 5 trips to Cuba have certainly never been asked. I plan to make my 6th trip soon, so am wondering what this is about. So, you can buy medical insurance at the airport? Being from the U.S., I have always flown from Mexico or Costa Rica. I have insurance from the U.S. and I do believe they would reimburse me for any expenses abroad, but would appreciate any more info on the subject. I've never been that sick traveling, but did visit a Cuban friend in the hospital in Havana and although I do agree with Michael Moore on many subjects, I don't know what hospital they showed him in Sicko, but the conditions were dismal! Sayeh, what's the scoop on Pelo and his demise? Like you, I had been the target of some of his vitriol - he must be going through withdrawls..a thread on the full story would be interesting!
Nov 15, 2012 6:18 PM
10vagabond - absolutely some people have been/are asked about but quite uncommon for the average tourist. However proof MUST be shown if renewing a visa.
As for your reimbursement for medical expences by a US company - not only would that not happen - it would be illegal for the company to do so.
In terms of Petcetc I suspect no big story - simply that TT got sick of wasting their resources on deleting vitriolic posts/thread emanating from him and/or dealing with complaints. Note by my count he had been banned approximately 10 times over the years. So maybe enough was enough?
Nov 15, 2012 6:49 PM
11I had not even thought about insurance until an American man told me I had to have it. He visited Cuba legally 3 months ago and went with a tour who asked for it. I guess he made me paranoid. I'm flying out of Mexico City .
I believe this law was enacted in 2010 but enforced periodically. I've decided not to bother buying it at Assistur in the airport unless I am unlucky enough to be questioned.
If you've been six times and never asked...that makes me feel better.
I will be a woman travelling alone and have been assured that I will be fine as long as I am sensible and careful. I will be staying in casa particulars in Havana and Trinidad. Any suggestions?
Thanks for your response.
Nov 15, 2012 7:13 PM
12Asistur medical insurance, and Asisitur "travel insurance" (which adds legal, liabiliexpands/ty, theft, etc) are both legitimate policies with 24/7 phone assistance.
You have NO charges even at thge tourist clinics - and for those that poo-poo the coverage for like USD$3 a day - have you ever almost "slipped" in a Cuban tile bathroom ? do you understand the Cuban concept of "determing liability" in a accident - like you can't leave Cuba unless you can show Cuban liability coverage ? Or do you know when renting a car "extra insurance inclduing liability/legal" costs more than the having the Assistur coverage in the 1st place ? Or if someone steals from you - that you can get up to CUC$400 for that loss same day ? stuff like that....
Just because "most" here don't know what the coverage entails, and just because "most" here have never had it - does not change the fact it's one of the few things in Cuba that delivers exactly what it says it will - and more - and Asistur is available 24-7 when you need asistance and that in itself is singulalry amazing for Cuba..
Nov 15, 2012 7:29 PM
13Thank you John for your info and honesty. Your info concerning medical insurance, seemingly only an issue if you are staying in Cuba for a longer period and need to renew your visa and honesty about your take on Pelo, since all the regulars I'm sure have an opinion. As someone who enjoys reading the Cuba post, but only posted occasionally, I noticed that Pelo was not called out on his rudeness that much. Funny thing - the guy lives in the next town and I have actually talked with him on the phone a couple of times (he always spoke by speaker phone, hint..). Well, he was kind enough to send me by email a wonderful Spanish study program that I love - so the guy is not all bad and am afraid he suffers from a huge ego and something else going on there. The "my girl" always bothered me, but have noticed others using that terminology. If you are listening Pelo, I wish you well and hope you learn not to be so rude to others. This is a travel forum - and I come here to be inspired about travel - and always do! Thank you all for your posts!
Nov 15, 2012 7:39 PM
14So Fab, where can I get Asistur Ins.? Is it available in airports for $3 / day? Gracias
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